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Free Indian Loan Tool

Indian EMI Calculator

Calculate your monthly loan EMI, total interest, total repayment and year-wise amortization schedule using the reducing-balance method commonly followed by Indian banks and financial institutions.

₹1,000 ₹10 Crore
%
0% 40%
Minimum Maximum
%
0% 10%

Your Estimated Monthly EMI

₹0

Calculated using the monthly reducing-balance EMI formula.

Principal Amount ₹0
Total Interest ₹0
Principal + Interest ₹0
Processing Fee ₹0
Estimated Total Outflow ₹0
Interest Share 0%
EMI Breakdown
Principal Amount ₹0
Total Interest ₹0

Year-Wise Amortization Schedule

Review how much principal and interest you may pay during each year of the loan.

Year Opening Balance Total Payment Principal Paid Interest Paid Closing Balance

Important: This EMI calculation is an estimate for informational and planning purposes. The final EMI charged by a bank or NBFC may differ because of interest-rate changes, loan disbursement dates, rounding methods, insurance, processing charges, GST on fees, prepayments, penalties and lender-specific terms.